DebtSolv - Mortgage & Debt Restructuring

We Can Help

Learn more about how the process works!

You Are Not Alone!

Are you unable to repay your mortgage?
Are you having difficulty paying your debts?
Is financial stress affecting you and your family?

When you talk to Debtsolv, we listen carefully to your particular financial problems and give you expert, confidential advice. Our experienced financial advisors explain the best solution for you.

Part of your mortgage may be written off
Interest rates can be reduced
The mortgage term can be extended
Personal & unsecured debt can be written off

Help

Are you unable to repay your mortgage?
Are you having difficulty paying your debts?
Is financial stress affecting you and your family?

Advice

When you talk to Debtsolv, we listen carefully to your particular financial problems and give you expert, confidential advice. Our experienced financial advisors explain the best solution for you.

Solution

Your mortgage repayments reduced
Part of your mortgage balance is written off
Personal debt repayments reduced

About DebtSolv

Debtsolv is a wholly Irish owned company which specialises in helping people re-structure their debts so that loan repayments are manageable based on their current income and prospects. Our highly qualified staff have years of experience in the area of financial advice and dealing with large financial institutions. This expertise will ensure that our customers get the best results possible.

Right now, thousands of Irish people, through no fault of their own, find themselves unable to pay their bank loans, mortgages, car loan, credit union loan, credit card payments etc. We would like to say to these people:

Don’t worry anymore, we can sort this out for you… NOW!

How Does It Work?

You realise you are in financial difficulty as you cannot meet all your bills as they fall due.
You contact Debtsolv.ie to discuss your options.
A Debtsolv.ie PIP arranges with the insolvency service to issue a protective certificate
Within 70 days the PIP arranges a restructuring of all your debts with your creditors
The Insolvency Service and the Court approve the arrangement.

What can the re-structure include?

Part of your mortgage may be written off
Interest rates can be reduced
The mortgage term can be extended
Personal & unsecured debt can be written off

Debt Solutions

Under new Irish legislation, there are several debt solutions available.

Debt Relief Notice
Debt Settlement Arrangement
Personal Insolvency Arrangement
The Insolvency Service of Ireland

Cormac Mohan as contained in the Register of Personal Insolvency Practitioners maintained under section 162 of the Act is authorised by the Insolvency Service of Ireland to carry on practice as a personal insolvency practitioner

If you or someone you know is struggling with debt – visit the Debtor focussed information ISI website backontrack.ie

To find out about the debt solutions available, request a callback from Debtsolv 1890 917 621.

www.backontrack.ie

If you are unable to pay your debts and do not see yourself being able to do so in the next few years there are 4 debt solutions which may help you.

Which option is right for you will depend on:

How much you owe
The type of debt,
Your income, and
Your assets.

Solution	Level/Type of Debt	Income	Assets	Required Intermediary
Debt Relief Notice	Under €35,000	Under €60 per month*	Max. €400**	Approved Intermediaries
Debt Settlement Arrangement	Unsecured only	No Max	No Max	Personal Insolvency Practitioner
Personal Insolvency Arrangement	Secured*** and unsecured	No Max	No Max	Personal Insolvency Practitioner
Bankruptcy	Over €20,000 / Secured and unsecured	No Max	No Max	None****

* after Reasonable Living Expenses are deducted
** Subject to certain exemptions
*** Subject to a cap of €3 million, unless creditors consent to a higher level
****Whilst it is possible to apply for bankruptcy yourself, it is advisable to seek professional advice to assist you in the process.

Request A Call Back

Fill in your details and we’ll give you a callback.
THIS IS A FREE CONSULTATION!
Alternatively, you can call us between 9.30am and 6.00pm Mon – Fri on 1890 917 621

Meet The Team

Cormac Mohan

Personal Insolvency Practitioner

Cormac specialises in advising Individuals and companies in financial distress providing statutory and practical turnaround solutions. He is a joint founder member of Debtsolv.

Paddy Greene

Director & Co Founder

With over thirty years experience in financial services Paddy see’s personal debt re-structuring as the most important part in the re-establishing of a solid Irish economy.

Siobhan Lynch

Head Of Administration

Siobhan is Head of Administration and is responsible for the smooth passage of all debt re-structure proposals to final adopted and agreed arrangements.