Are you unable to repay your mortgage?
Are you having difficulty paying your debts?
Is financial stress affecting you and your family?
When you talk to Debtsolv, we listen carefully to your particular financial problems and give you expert, confidential advice. Our experienced financial advisors explain the best solution for you.
Debtsolv is a wholly Irish owned company which specialises in helping people re-structure their debts so that loan repayments are manageable based on their current income and prospects. Our highly qualified staff have years of experience in the area of financial advice and dealing with large financial institutions. This expertise will ensure that our customers get the best results possible.
Right now, thousands of Irish people, through no fault of their own, find themselves unable to pay their bank loans, mortgages, car loan, credit union loan, credit card payments etc. We would like to say to these people:
Don’t worry anymore, we can sort this out for you… NOW!
Under new Irish legislation, there are several debt solutions available.
If you are unable to pay your debts and do not see yourself being able to do so in the next few years there are 4 debt solutions which may help you.
Which option is right for you will depend on:
Solution | Level/Type of Debt | Income | Assets | Required Intermediary |
---|---|---|---|---|
Debt Relief Notice | Under €35,000 | Under €60 per month* | Max. €400** | Approved Intermediaries |
Debt Settlement Arrangement | Unsecured only | No Max | No Max | Personal Insolvency Practitioner |
Personal Insolvency Arrangement | Secured*** and unsecured | No Max | No Max | Personal Insolvency Practitioner |
Bankruptcy | Over €20,000 / Secured and unsecured | No Max | No Max | None**** |
* after Reasonable Living Expenses are deducted
** Subject to certain exemptions
*** Subject to a cap of €3 million, unless creditors consent to a higher level
**** Whilst it is possible to apply for bankruptcy yourself, it is advisable to seek professional advice to assist you in the process.
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THIS IS A FREE CONSULTATION!
Alternatively, you can call us between 930AM and 600PM Mon – Fri on 0818 917 620